Terms of Use

These Terms of Use govern access to and use of FeeFactorPro and related services, tools, calculators, pages, applications, and account features operated by NUMERIK LLC (“Company,” “we,” “us,” or “our”).

By creating an account, logging in, uploading rate sheets, entering pricing information, generating quotes, or otherwise using FeeFactorPro, you agree to these Terms of Use. If you do not agree, do not use the service.

1. Purpose of FeeFactorPro

FeeFactorPro is a contractor quoting tool designed to help users estimate job pricing, account for financing-related fees, calculate payment scenarios, manage packages and add-ons, and present quote-related information more efficiently.

FeeFactorPro is a calculation and workflow tool only. It does not replace professional judgment, lender documentation, legal review, financial review, tax advice, compliance review, or final quote verification.

2. User Responsibility for Calculations

You are solely responsible for reviewing, confirming, and verifying the accuracy of every calculation, quote, payment amount, financing fee, dealer fee, overhead amount, add-on price, bundle price, and other output generated by FeeFactorPro before presenting, relying on, submitting, or using that information. FeeFactorPro calculations are not a substitute for your own independent verification.

You agree that FeeFactorPro may produce incorrect, outdated, incomplete, or unintended results due to user input errors, outdated rate sheets, incorrect lender information, software issues, formula changes, browser issues, database errors, or other causes.

You are responsible for independently confirming all calculations before moving forward with any quote, proposal, contract, financing application, customer presentation, or sale.

3. Rate Sheets and Lender Information

You are solely responsible for confirming that every lender rate sheet and related financing record you upload or approve is complete, current, and accurately entered into FeeFactorPro. This includes dealer fees, payment factors, interest rates, terms, promotional programs, expiration dates, lender restrictions, and other financing data used by your account.

Lender rate sheets, dealer fees, terms, rates, and financing programs may change at any time. FeeFactorPro is not responsible for outdated, inaccurate, expired, incomplete, or incorrectly uploaded rate sheet data.

You agree to verify all lender information directly with the applicable lender before presenting or relying on any quote or payment calculation.

4. Add-Ons, Packages, and Job Pricing

FeeFactorPro may allow you to create saved packages, optional add-ons, upgrade options, service packages, or other pricing items. These features are intended to help you estimate job pricing and show how additional items may affect monthly payment amounts.

You are solely responsible for the accuracy of all package prices, add-on prices, labor costs, material costs, overhead assumptions, taxes, fees, and any other price-related inputs entered into FeeFactorPro.

5. No Financial, Legal, Tax, or Compliance Advice

FeeFactorPro does not provide financial advice, lending advice, legal advice, tax advice, regulatory advice, or compliance advice.

You are responsible for ensuring that your quotes, customer disclosures, financing presentations, contracts, invoices, advertising, and business practices comply with all applicable federal, state, and local laws, rules, regulations, licensing requirements, lender requirements, and consumer protection obligations.

Some jurisdictions may require financing fees, dealer fees, or other charges to be disclosed or itemized in a particular way. You are solely responsible for determining and following any such requirements.

6. Customer Quotes and Final Agreements

Any quote, payment estimate, financing estimate, add-on estimate, or fee calculation generated through FeeFactorPro is an estimate only unless separately verified and incorporated into a final agreement by you.

FeeFactorPro does not create, approve, submit, validate, or guarantee customer contracts, lender approvals, financing applications, loan terms, payment amounts, or final project pricing.

You remain solely responsible for the final price, customer communication, customer agreement, lender submission, and any resulting project or transaction.

7. No Guarantee of Results

We do not guarantee that FeeFactorPro will increase sales, increase ticket size, protect profit margin, prevent pricing errors, ensure lender compliance, produce accurate payment amounts, or prevent business losses.

Any business decisions made using FeeFactorPro are made at your own risk.

8. Account Security and Named-User Licensing

Each FeeFactorPro user seat is licensed to one named individual. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

You may use your own named account on multiple personal or business devices, but you may not share one login credential or one paid user seat among multiple people. Each person who regularly accesses FeeFactorPro must have their own authorized user account and, where applicable, a paid seat.

You agree not to circumvent seat limits, account controls, subscription limits, or access restrictions by sharing credentials, rotating a single login among multiple people, creating unauthorized accounts, or using other means intended to avoid applicable subscription fees.

We may use reasonable technical and account-security measures to identify patterns consistent with credential sharing or unauthorized access. You agree to notify us promptly if you believe your account has been accessed without authorization.

9. Subscription Suspension or Termination for Violations

A material violation of these Terms, including repeated or intentional credential sharing, circumvention of named-user licensing or seat limits, fraudulent activity, misuse of the service, or conduct that threatens the security or integrity of FeeFactorPro, may result in restriction, suspension, or termination of access.

Where reasonably appropriate, we may provide notice and an opportunity to correct the violation before suspending or terminating access. We may act immediately when necessary to address fraud, security threats, unlawful activity, abuse, or other serious misconduct.

If we terminate a subscription for a material breach of these Terms, amounts already paid are non-refundable to the extent permitted by applicable law. Termination does not authorize us to continue charging recurring subscription fees after the subscription is cancelled or otherwise ended.

10. Acceptable Use

You agree not to misuse FeeFactorPro, attempt to gain unauthorized access, interfere with the service, upload malicious files, scrape or copy the platform, reverse engineer the software, or use the service to build or assist a competing product.

You may not resell, sublicense, distribute, copy, reproduce, or commercially exploit FeeFactorPro except as expressly permitted by us in writing.

11. Subscriptions, Billing, and Cancellation

Paid FeeFactorPro plans renew according to the billing cycle selected at enrollment unless cancelled. Pricing, seat quantity, billing frequency, and other material subscription terms are presented during signup or when a subscription is changed.

You may cancel recurring billing using the cancellation method made available for your subscription. Cancellation stops future recurring charges, subject to any already-processed payment and any access period that remains under your paid subscription.

Failure to pay amounts when due may result in a grace period, restriction, suspension, or termination of access in accordance with the subscription status displayed by FeeFactorPro and applicable law.

12. Availability and Changes

We may update, modify, suspend, or discontinue any part of FeeFactorPro at any time. We may also update these Terms of Use from time to time.

Continued use of FeeFactorPro after changes are posted means you accept the updated Terms.

13. Limitation of Liability

To the maximum extent permitted by law, NUMERIK LLC and its owners, employees, contractors, vendors, and affiliates shall not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or business-related damages, including lost profits, lost revenue, lost business opportunities, incorrect quotes, pricing mistakes, customer disputes, lender disputes, compliance issues, or losses arising from use of or reliance on FeeFactorPro.

Your use of FeeFactorPro is at your own risk.

14. Disclaimer of Warranties

FeeFactorPro is provided “as is” and “as available,” without warranties of any kind, whether express or implied.

We disclaim all warranties, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose, non-infringement, uninterrupted operation, and error-free performance.

15. Indemnification

You agree to defend, indemnify, and hold harmless NUMERIK LLC and its owners, employees, contractors, vendors, and affiliates from and against any claims, damages, losses, liabilities, costs, or expenses arising out of your use of FeeFactorPro, your quotes, your customer communications, your lender submissions, your uploaded data, your violation of these Terms, or your violation of applicable law.

16. Ownership

FeeFactorPro, related software, design, branding, workflows, code, calculations, interface elements, and documentation are owned by NUMERIK LLC or its licensors.

No ownership rights are transferred to you by creating an account or using the service.

17. Contact

Questions about these Terms may be sent to:

NUMERIK LLC
Email: customersupport@pricepick.net